Should I Sell My RSUs (Restricted Stock Units)?
Restricted Stock Units (aka RSUs) are a common form of supplemental compensation for employees of public companies. If you’re granted RSUs, you get to essentially own company shares without putting any money down (unlike when you are exercising stock options). So, when is the best time to sell your RSUs? If your company is public, […]
What is a Money Script? And What are Yours?
You would think that, as a financial planner, I would know my own money script. After all, money is what I think about almost all of the time! But, maybe not surprisingly, I didn’t know what I thought I knew about myself and money until I took a course on money scripts. As I’ve reflected […]
The Values We Live By
Four years ago this month was when TBF officially launched it’s work as a financial planning firm. In four short (or perhaps long— depending on which day you ask!) years, our firm has grown to care for over 50 households and more than 80 individuals. I could not be more proud of the opportunity to […]
What Speculation vs. Investing Has to Do With Tulips
It’s hard to imagine that just a year ago, we were in some of the darkest days in a generation, unclear about what the direction of our health and wealth would be because of the pandemic. Fast forward a year later and the stock market is hitting record highs, a bitcoin is worth more than […]
Value Your Time More to Increase Happiness and Wealth
We spend our days making constant trade-offs between time and money. Together, they’re the most important resources we have, and yet throughout our lives they seem to be at constant odds with each other. Cook at home or order takeout? Take on that extra project at work, or spend more time with the family? The […]
Let’s Have a Baby! Adoption for LGBTQ Family Planning
In our next installment of “Let’s Have a Baby” we’re going to look at adoption for LGBTQ family planning. Adoption can be the go-to choice for many LGBTQ families. Some parents-to-be have been adopted themselves and know the deep and meaningful familial connections that can be forged through adoption. Other parents choose adoption because they […]
Let’s Have a Baby! Surrogacy for LGBTQ Family Planning
My son was born by a gestational surrogate. The process was a whirlwind for my husband and me. We had to think about things like how would we find an egg donor? How much would this cost in total? Would our attempts fail? Or would this take years to have a baby? How would we […]
Queer Family Planning: A Introductory Guide
If you’re a queer person, LGBTQ family planning may seem like a monumental feat. It already takes more energy to navigate everyday life when you come up against challenges that have to do with your identity. Because of the bigotry that’s built into our societal systems and portrayed in our media, you may not have […]
Don’t you forget about me: What to do with an old 401k plan?
In the midst of changing jobs, whether taking on a new full time job or striking out on your own, you might have left behind an old 401k plan. Most of the time, we forget about our 401k plans because they operate on their own: a portion of your earnings automatically goes into your plan […]
What happens if something happens to me?
Right now, one question is in the back of everyone’s mind: What happens if something happens to me? It’s a question we tend to ignore in “normal” times. We think to figure out morbid things like making a living will or power of attorney sometime down the road. But in the wake of a public […]