Here’s a mortgage calculator for you to use for your planning needs. To use the calculator below, simply enter the value of the home and how much you plan to put as a down payment. Then input the amortization period (e.g. 15 or 30 years) and the interest rate. Your payment period is how many times each month you pay (monthly = once a month). Please keep in mind this calculator does not include homeowners insurance, property taxes and other monthly costs associated with a home.  Purchasing a home or refinancing a mortgage can be big decisions, so please reach out let me know if I can help in any way! For some further reading on buying a home, read my blogs: here and here.