Why Aren’t My Investments Growing?
Why Haven’t My Investments Grown as Promised? Over the past year, you may have been asking yourself why your investments haven’t been growing. How come, even with all the money we’ve put into our 401k or brokerage accounts, the value still feels stagnant? How come we’re not reaping the benefits of compounding growth? Your questions […]
Investing Doesn’t Need to be Fancy
Investing for your future doesn’t have to be complicated or intimidating. In fact, as we often say, the best investment plan is simple and boring. Most people at the start of their financial planning journey begin by tackling the big, overarching question of what to do with their money. When we work with clients on […]
What is SIPC Insurance?
Financial security and resilience are essential parts of a healthy financial plan. One critical aspect of achieving this security is understanding the different types of insurance available to protect your financial assets. In light of these recent bank failures, you’ve likely seen us talking about Federal Deposit Insurance Corporation (FDIC) insurance, the US government-backed insurance […]
Reminder: Investing Should Be Boring
I don’t know about you, but with the news of bank failures in the past few weeks I’m ready for ‘boring’ again. And this reminds me of a truth about your investment plan: it should put you to sleep! As we’ve written about in the past, the best investment plan is diversified and designed around […]
What does a recession actually mean for me?
As if the last three years of a pandemic, lockdowns, and political turmoil weren’t enough, now we’re consumed by rising inflation and threats of a recession. It’s a lot to digest, to say the least. I want to help break it down so you understand what these events mean for you. First, let’s define what […]
Should I (continue to) Buy Stocks Now or Wait?
We’re starting off this post with the question that’s on everyone’s mind: Should you wait before investing (or investing more) given the uncertainty of the economy? In one way or another, all my clients are asking this totally reasonable, million-dollar question. It reminds me of when we wrote about this topic in April of 2020 […]
Can You Stay Calm and Carry On? Here’s What Happens When Interest Rates Rise
In the past 10 to 12 years, we’ve seen two major crises: a global pandemic and a financial crisis. Both have brought about extraordinarily low interest rates as a policy response. But as we’ve moved through each of these events, we also start to wonder if higher interest rates lurk around the corner. You may […]
What Speculation vs. Investing Has to Do With Tulips
It’s hard to imagine that just a year ago, we were in some of the darkest days in a generation, unclear about what the direction of our health and wealth would be because of the pandemic. Fast forward a year later and the stock market is hitting record highs, a bitcoin is worth more than […]
Worried about Stock Market Performance in Election Years?
As if 2020 wasn’t turbulent enough, the news is all over speculating about stock market performance in an election year. Personally, I hate to talk about short term stock market performance—or any type of investment right now for that matter—because, frankly, it’s just more noise you don’t need right now! But in many ways, I’m […]
Should I Invest Right Now?
When the stock market is down 20-30% and it’s scary. It’s emotional. And the last thing most people want to do is stick their toe in shark-infested waters. I can hear those familiar voices: “I just saw my portfolio go down how much, and you’re telling me to do what?!” Or conversely, “Now’s the perfect […]